Money, calmly managed

A calmer way to manage money.

Currently invite-only — early access by application.

Koyne gives you a clear view of your spending, budgets, and financial priorities — using simple statement imports instead of bank linking.

No bank linking CSV import UK pounds, two decimals
Koyne dashboard preview
Privacy by default
Your data stays on your server, not the bank API.
No bank linking
Import statements when you want to.
Every pound a job
Zero-based budgets without the spreadsheet.
Calm by design
Less alerting, more deciding.
How it works

Three steps. No bank login.

Bring your statements in, decide what each pound is for, and see exactly where you stand — every week of the month.

01

Import your statements

Drop a CSV from any UK bank. Koyne reads it instantly and remembers your categorisation rules.

02

Assign every pound

Create envelopes for rent, groceries, savings, fun. Assign your available money before you spend it.

03

Track and adjust

See balances by category, cover overspending in seconds, and end the month exactly where you intended.

"

For the first time in years, I open my budget without dreading it. Every pound has a job, and I'm the one giving it.

SR
Sara R.
Koyne member · Manchester

Take control of your month.

Build your first budget in under ten minutes. No bank login. No subscription pressure.

Request early access